Workers Services

The State Workers Compensation Board of Georgia was established in the year 1920 and serves the community by being the referral for far more than 3.8 million employees in the state of Georgia. This State Board receives its funding by way of assessment from self insured employers and also from insurance businesses. A range of advantages such as medical payments, compensation of a component of lost wages and even for vocational rehabilitation services, could possibly be readily available to legally covered employee who sustains an injury although at work.

Prior to the act referred to as ‘Workers Compensation’ was passed, an employee injured throughout work could not claim any advantages from his employer. A labour force comprising of youngsters, men, and ladies normally had no recourse to any compensation for work connected injuries, even though they had to work under oppressive and harsh conditions.

The stand taken by the court was frequently that employees were conscious of the risk when accepting the job, were careless, or hindered from recovering owing to carelessness by a colleague. It was also not the most satisfying of approaches to try to obtain redress in court since that procedure was mostly lengthy and costly. Although this became an insurmountable obstacle for a worker in dire want of lost wages and medical expenses, a effective court process could also render a little business bankrupt.

Today’s workers’ compensation law limits the liability of the employer, and causes the employee to be eligible to claim particular benefits for injuries received during work, with no regard to fault or negligence. Using self insurance programs or going through private insurers, employers in Georgia cover themselves with worker’s compensation insurance. The rights of an employee injured during work are specific and legally prevent the employer from any claims of the employee outside of these laws.

Any employer with a work force of a minimum of three workers, whether or not they are full or component time, comes under this law. This consists of non profit organizations and public corporations.

Federal government workers, domestic servants, farm laborers and farmers, and also railroad workers have a particular exemption from workers’ compensation law. These are a few categories of employees who do not come under this law.

The State Workers Compensation Board works in close conjunction with a fund termed Subsequent Injury Trust. In instances when a worker has had a prior injury which was subsequently further damaged by an injury although working, this Fund reimburses employers or insurers for a component of the compensation monies paid out.

Assessments from self insured employers and insurance organizations entirely fund the compensation program for workers.